If you've been injured in a car accident, and you reside in a no-fault insurance state, you might not think that you need an accident attorney. After all, no-fault insurance is supposed to take care of all the damages associated with your car accident. Unfortunately, that's not necessarily the case. There are some instances where no-fault insurance fails to provide you with the protection you need. When that happens, you should seek legal assistance from a no-fault insurance attorney. If you're not sure that your situation requires legal representation, read the list provided below. If you're facing problems with your no-fault insurance claim due to the reasons described below, it's time to talk to a no-fault insurance attorney near you.
You Have a Preexisting Condition
If you've been involved in a car accident that's exacerbated a preexisting condition, you may need legal assistance. Your insurance company may refuse to cover your insurance claim based on the fact that your injuries merely exacerbated a condition that you already had. If that's happened to you, don't take no for an answer. Instead, contact a no-fault insurance attorney. They can help you get the coverage you need for your injuries.
You're Accused of Insurance Fraud
If your insurance company is claiming fraud against your no-fault insurance coverage, don't wait to get legal representation. Your insurance company may try to say that you provided incorrect information on your insurance application, or that you didn't provide all of the details when you applied for no-fault insurance. This can happen when you fail to list all of your previous auto accidents or traffic citations. It can also happen when you allow someone else to drive your car. If you're facing accusations of insurance fraud regarding your no-fault insurance, an attorney can help you fight the accusations.
You Sustained Significant Injuries
If you were involved in a car accident, and you've sustained significant injuries, you may want to speak to an attorney. This is especially important if you live in a no-fault insurance state. Your no-fault insurance might not provide coverage for the injuries you've sustained. It's also possible that your no-fault insurance won't cover the bills associated with your injuries, especially if the bills go above the predetermined coverage limits. If you're faced with these situations, you should file a lawsuit to receive the coverage you need.
Don't take chances with your coverage. If your no-fault insurance isn't providing you the protection you need, speak to a no-fault insurance attorney right away.
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